A woman on the Downtown Eastside -- actually she is a "trans" something or other, a man dressed as a woman -- told me that at Pigeon Park Savings people can get a cash advance on their welfare cheque. On the Tuesday before welfare Wednesday, you can get a $20 advance. But you have to be an established customer in good standing, she said.
Another Downtown Eastsider who lives at the Cobalt Hotel has since confirmed the existance of the $20 cash advance. He said his friend gets it every month.
Pigeon Park Savings is operated by VanCity at Hastings and Columbia on the Downtown Eastside. I guess they know their customer base and they're meeting their needs.